T-Mobile has dropped the upfront cost of all phones available in the carrier's stores to $0, including flagships like the Apple iPhone 5, Samsung Galaxy S4, Sony Xperia Z and Nokia Lumia 925.
There's a catch though – you still have to pay for the phone, you just do it in monthly installments on top of your regular monthly payments. Starting tomorrow, customers can grab a new phone on T-Mobile's Simple Choice Plan (starts at $50 for unlimited talk and text plus 500MB high-speed data).
Here's a table that shows the monthly payments for some of the most popular devices. We've added a third column, which is the total cost of the device over 24 months (which T-Mobile conveniently neglected).
| Device | Down Payment | Monthly Payments 24 equal monthly payments for 0% APR on approved credit1 | Total for 24 months |
| Samsung Galaxy S® 4 | $0 | $25 | $600 |
| Samsung Galaxy Note® II | $0 | $27 | $648 |
| Samsung Galaxy S® III | $0 | $22 | $528 |
| Xperia® Z from Sony | $0 | $25 | $600 |
iPhone 5 16GB only | $0 | $27 | $648 |
| Nokia Lumia 925 | $0 | $20 | $480 |
| Nokia Lumia 521 | $0 | $5 | $120 |
| BlackBerry® Q10 | $0 | $25 | $600 |
| HTC One® | $0 | $25 | $600 |
| Samsung Galaxy Tab(TM) 2 10.1 | $0 | $20 | $480 |
Note that this is a limited time offer and T-Mobile didn’t say when it ends. You can also sign up for the JUMP! upgrade program that costs $10 a month and adds insurance and the option to sign a new contract (and get a new phone) every six months. It's similar AT&T Next (which goes live today) and Verizon's Edge.
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